A Judge in New York City decided that a 4 year old is old enough to appreciate the danger of riding a bicycle into a elderly lady, who later died of injuries sustained from the collision.
Why this isn't so significant. Parents can be held responsible for the negligence or intentional torts of their children. Even though it's a stretch to hold a girl who probably finished watching the latest episode of Yo Gabba Gabba, to that of a person who knew that riding a bicycle could possibly kill a elderly lady, this particular judge found there to be enough awareness to get past a summary judgment (can go forward to trial). I can easily see a similar outcome in many states and jurisdictions throughout the U.S.
A four year old child was held accountable. Again, it happens all the time, that parents are held accountable for their childrens torts.
Parents should have home owners or renters insurance for such a dilemma.